Home Buyer Assistance
This program is directed to First-Time Home-Buyers and returning Home-Buyers. A HUD-approved Housing Counselor will meet with the prospective homebuyer to explain the application process. This type of counseling is recommended to avoid predatory lending or mortgage scams to have a sound borrower. Furthermore, the counselor will educate and guide the borrower on the process from credit counseling, budgeting, and savings to securing a mortgage and purchasing a home, along with available down payment assistance programs in the community.